What Social Security Disability Benefits Are Available To You?
You have the right to know the types of Social Security Disability benefits you are entitled to. This knowledge can be valuable to ensure that you get the right benefits through this complex process. You do not want anything underpaid or overlooked, as going back and trying to get payment later can be challenging. A lawyer can help you get a more specific estimate of the exact benefits and amounts that may be available to you.
Keep in mind that there are two distinctly different Social Security Disability programs, Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Through SSDI, you may be able to receive:
Monthly benefits: When people think of Social Security Disability benefits, they are typically thinking of monthly payments. These payments are based on several factors, with the most important being the number of years you worked and the amount you contributed to the Social Security program. Your income, age and the extent of your disability will also factor in. On average, monthly benefits add up to about 40 percent of your income.
Back pay benefits: Depending on the amount of time that passes between the onset of the disability and the approval of benefits, you may get a lump sum payment to cover back pay.
Medical benefits: Many people are surprised to learn that there are no specific medical benefits for people on SSDI. However, after two years of receiving benefits, you will qualify for Medicare and you can get all the medical benefits offered through that program.
Family benefits: Depending on your situation, your family members may be able to receive Social Security Disability benefits too. When a parent is receiving disability benefits, a child under the age of 18 may submit a separate application to receive benefits.
At Conlon Tarker, P.C., our attorneys help people with disabilities in Butler and throughout Western Pennsylvania. If you have suffered an injury, illness or other medical condition that prevents or inhibits you from working, we can evaluate your claim for free. Call 888-312-5366 or 724-602-4317 or send us an email.